DRE issues fraud warning The DRE recently issued a fraud warning alerting consumers about loan modification scams and informing consumers of what they can do to protect themselves. The alert is available in both English and Spanish. Last July, the DRE had fewer than 10 complaints involving loan modification companies; today the department has 750 [...]

Obama’s administration came out with a new website for home owners struggling to make mortgage payments and facing foreclosure: MakingHomeAffordable.gov From the about page: The Obama Administration has introduced a comprehensive Financial Stability Plan to address the key problems at the heart of the current crisis and get our economy back on track. A critical [...]

We recently helped our client Alex with a loan modification. Here is the situation, numbers and why it was declined by Countrywide, the 1st lender. Alex built a house a few years ago in West Sacramento and invested about $50,000 of his own money. The rest was financed with an Adjustable Rate Mortgage (ARM). Adjustable [...]

(Photo by The Truth About) No, we won’t ask you to pay for loan modification help… We’ll do something even better! We will help you do your own own loan modification for FREE: by showing you how to talk with your mortgage lender yourself and how to take advantage of the latest loan modification programs [...]

We have been busy doing a lot of brainstorming, planning and a little bit of “house cleaning”. Now we’re ready to get going! This is the first real post on this blog to introduce what we’re doing here and set the tone. After many boom years in real estate came the storm. Housing values crashed [...]