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	<title>Angel Lynn™ - My Sacramento Real Estate Agent, Foreclosure &#38; Short Sale Specialist &#187; Lake Tahoe</title>
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	<description>Rescuing Overleveraged Homeowners Since The Peak of &#039;05... Now Blogging How We Do It and Our Sacramento Life</description>
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		<title>Free Short Sale Class Wednesday Nights at 6PM for the month of March</title>
		<link>http://www.myshortsaleangel.com/2010/02/free-short-sale-class-wednesday-nights-at-6pm-for-the-month-of-march/</link>
		<comments>http://www.myshortsaleangel.com/2010/02/free-short-sale-class-wednesday-nights-at-6pm-for-the-month-of-march/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 04:59:45 +0000</pubDate>
		<dc:creator>Angel</dc:creator>
				<category><![CDATA[Around The Area]]></category>
		<category><![CDATA[Fair Oaks]]></category>
		<category><![CDATA[Lake Tahoe]]></category>
		<category><![CDATA[Purchase after Short Sale]]></category>
		<category><![CDATA[Rocklin]]></category>
		<category><![CDATA[Sacramento]]></category>
		<category><![CDATA[Short Sale Approvals]]></category>
		<category><![CDATA[Short Sale Definition]]></category>
		<category><![CDATA[Short Sale Legal Implications]]></category>
		<category><![CDATA[Short Sale Lender]]></category>
		<category><![CDATA[Short Sale Negotiation]]></category>
		<category><![CDATA[Short Sale Process]]></category>
		<category><![CDATA[Short Sale Class]]></category>
		<category><![CDATA[West Sacramento]]></category>

		<guid isPermaLink="false">http://www.myshortsaleangel.com/?p=251</guid>
		<description><![CDATA[<a href="http://www.myshortsaleangel.com/2010/02/free-short-sale-class-wednesday-nights-at-6pm-for-the-month-of-march/"><img align="left" hspace="5" width="120" src="http://www.myshortsaleangel.com/wp-content/uploads/2010/02/short-sale-300x268.jpg" class="alignleft wp-post-image tfe" alt="Short Sale Class" title="short sale" /></a>Get all your questions answered. Starting the month of March, Angel Lynn will be hosting homeowner awareness classes in Sacramento.  Learn about how to avoid Foreclosure, what is Short Sale and how you can modify your loan.   Classes will be held at 1913 Capitol Ave. Suite C, Sacramento. Come get your questions answered about what is going on in the market.  What to expect and how to protect your family.  Please call our office to reserve your seat.  916 443-1445. ]]></description>
			<content:encoded><![CDATA[<div id="attachment_252" class="wp-caption alignleft" style="width: 310px"><a href="http://www.myshortsaleangel.com/wp-content/uploads/2010/02/short-sale.jpg"><img class="size-medium wp-image-252" title="short sale" src="http://www.myshortsaleangel.com/wp-content/uploads/2010/02/short-sale-300x268.jpg" alt="Short Sale Class" width="300" height="268" /></a><p class="wp-caption-text">Short Sales Sacramento</p></div>
<p><strong>Get all your questions answered. Starting the month of March, Angel Lynn will be hosting homeowner awareness classes in Sacramento.  Learn about how to avoid Foreclosure, what is Short Sale and how you can modify your loan.   Classes will be held at 1913 Capitol Ave. Suite C, Sacramento. Come get your questions answered about what is going on in the market.  What to expect and how to protect your family.  Please call our office to reserve your seat.  916 443-1445. </strong></p>
<p><a title="Short Sale Class" href="http://hosted.cdpe.com/23409/">http://hosted.cdpe.com/23409/</a></p>
<p><strong>Wednesday Nights 6pm</strong></p>
<p><strong>1913 Capitol Avenue, Suite C</strong></p>
<p><strong>Sacramento, CA 95811</strong></p>
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		<item>
		<title>Lake Tahoe Condo Listing!</title>
		<link>http://www.myshortsaleangel.com/2009/08/lake-tahoe-condo-listing/</link>
		<comments>http://www.myshortsaleangel.com/2009/08/lake-tahoe-condo-listing/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 00:42:00 +0000</pubDate>
		<dc:creator>Angel</dc:creator>
				<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Lake Tahoe]]></category>

		<guid isPermaLink="false">http://myshortsaleangel.com/?p=59</guid>
		<description><![CDATA[<a href="http://www.myshortsaleangel.com/2009/08/lake-tahoe-condo-listing/"><img align="left" hspace="5" width="120" src="http://twitpic.com/show/thumb/esayn.jpg" class="alignleft wp-post-image tfe" alt="Cute Condo for sale in Tahoe listed for 205,000 just minutes ... on Twitpic" title="" /></a>Cute Condo for Sale in South Lake Tahoe listed for only 205,000! 2 Bedrooms 1.5 Bath walking distance to casinos and Heavenly Ski Resort. Call me today to take a look at this property!! Home is waiting for someone who likes to play!]]></description>
			<content:encoded><![CDATA[<p><a href="http://twitpic.com/esayn" title="Cute Condo for sale in Tahoe listed for 205,000 just minutes ... on Twitpic"><img src="http://twitpic.com/show/thumb/esayn.jpg" width="150" height="150" alt="Cute Condo for sale in Tahoe listed for 205,000 just minutes ... on Twitpic"></a><br /><a href="http://twitpic.com/escjl" title="Share photos on twitter with Twitpic"><img src="http://twitpic.com/show/thumb/escjl.jpg" width="150" height="150" alt="Share photos on twitter with Twitpic"></a></p>
<p>Cute Condo for Sale in South Lake Tahoe listed for only 205,000!  2 Bedrooms 1.5 Bath walking distance to casinos and Heavenly Ski Resort.  Call me today to take a look at this property!!  Home is waiting for someone who likes to play!</p>
]]></content:encoded>
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		<item>
		<title>Top 5 Mistakes When Overleveraged or Facing Foreclosure</title>
		<link>http://www.myshortsaleangel.com/2009/03/top-5-mistakes-when-overleveraged-or-facing-foreclosure/</link>
		<comments>http://www.myshortsaleangel.com/2009/03/top-5-mistakes-when-overleveraged-or-facing-foreclosure/#comments</comments>
		<pubDate>Wed, 11 Mar 2009 15:56:00 +0000</pubDate>
		<dc:creator>Angel</dc:creator>
				<category><![CDATA[Around The Area]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Facing Foreclosure?]]></category>
		<category><![CDATA[Fair Oaks]]></category>
		<category><![CDATA[Fannie and Freddie]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[For Sale]]></category>
		<category><![CDATA[Lake Tahoe]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[Rocklin]]></category>
		<category><![CDATA[Sacramento]]></category>
		<category><![CDATA[Short Sales Info]]></category>
		<category><![CDATA[Video]]></category>

		<guid isPermaLink="false">http://myshortsaleangel.com/?p=5</guid>
		<description><![CDATA[<a href="http://www.myshortsaleangel.com/2009/03/top-5-mistakes-when-overleveraged-or-facing-foreclosure/"><img align="left" hspace="5" width="120" height="120" src="http://www.myshortsaleangel.com/wp-content/uploads/2009/11/short-sale-pic2.jpg" class="alignleft wp-post-image tfe" alt="" title="" /></a>The 5 Mistakes Are: Stop Paying Without a Plan &#8212; depending on the bank you can actually start a loan workout / modification or a short sale without stopping your payments! Other times you may need to stop paying to get their attention (or because you simply don&#8217;t have money!) Angel will never tell you [...]]]></description>
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<p>The 5 Mistakes Are:</p>
<ol>
<li><span style="font-weight: bold;">Stop Paying Without a Plan</span> &#8212; depending on the bank you can actually start a loan workout / modification or a short sale without stopping your payments! Other times you may need to stop paying to get their attention (or because you simply don&#8217;t have money!) Angel will never tell you to stop making your payments without making sure you understand the consequences.</li>
</ol>
<p> </p>
<li><span style="font-weight: bold;">File Bankruptcy As a Stall Tactic</span> &#8212; if done incorrectly this may backfire and be considered &#8220;abuse of process&#8221; especially if you do it more than once. Yes, there are some good reasons to seek bankruptcy protection. Be sure you are working with a reputable bankruptcy attorney (we have referrals). Usually Angel can get your foreclosure stopped or delayed without having to live with a big fat &#8220;BK&#8221; on your credit.</li>
<li><span style="font-weight: bold;">Paying Up Front For Loan Modification</span> &#8212; there is a hot business in loan modifications right now. Watch out for the sharks who will promise to negotiate with the bank for thousands of dollars <span style="font-style: italic;">upfront</span> only to take your money and run&#8230; or do a half-hearted job. It&#8217;s not <span style="font-style: italic;">their</span> house and credit on the line. Angel thinks you&#8217;re much better off calling the bank yourself. It&#8217;s not that hard. We may put together a simple How-To document on loan modifications at some point soon.</li>
<li><span style="font-weight: bold;">Falling for &#8220;Stop Foreclosure&#8221; Scams in the Mail</span> &#8212; in California, after a couple of months of not making payments your bank will likely start the foreclosure process by filing a Notice of Default (NOD). This is a public notice and anybody can lookup your name and address and send you all types of offers&#8230; and scams! Be careful! As the saying goes, &#8220;If it&#8217;s too good to be true [<span style="font-style: italic;">especially when asked for money upfront</span>], it probably is!&#8221;</li>
<li><span style="font-weight: bold;">Hiring an Agent Who Has Never Closed a Short Sale</span> &#8212; please don&#8217;t just ask your buddy real estate agent do your short sale if they don&#8217;t have a <span style="font-style: italic;">proven</span> track record of successfully negotiating and <span style="font-style: italic;">closing</span> these special types of transactions. Short sales are not easy and require specialized knowledge and experience. If you don&#8217;t have a good short sale specialist, you know <a href="http://angellynn.com/">who to call</a>!</li>
<p>I think this turned out to be a pretty nice first video with some valuable tips&#8230; what do you think?<span style="font-size:85%;"><span style="font-style: italic;"><br />
</span></span></p>
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