Does a Short Sale Mess Up Your Credit Score (FICO)? Yes. But much less than foreclosure. How much a short sale will mess up your credit will depend on how many payments you missed before we negotiate and close a short sale for you. If you contact us for a short sale before missing any [...]

Here is our short sale specialist’s update on all the current short sale negotiations in our company from the last 3 days. 8450 Sunrise Woods Way, Sacramento – Negotiating With Bank I just spoke with the short sale dept. and was informed that this has been re-assigned to another negotiator because the previous negotiator is [...]

We recently helped our client Alex with a loan modification. Here is the situation, numbers and why it was declined by Countrywide, the 1st lender. Alex built a house a few years ago in West Sacramento and invested about $50,000 of his own money. The rest was financed with an Adjustable Rate Mortgage (ARM). Adjustable [...]

(Photo by The Truth About) No, we won’t ask you to pay for loan modification help… We’ll do something even better! We will help you do your own own loan modification for FREE: by showing you how to talk with your mortgage lender yourself and how to take advantage of the latest loan modification programs [...]

Here are the raw short sale negotiation notes/transcript from our internal system on 1114 Kay Cir, Turlock, California (near Modesto, yes we go outside Sacramento sometimes). As you can see negotiating short sales is definitely not a walk in a park… more like climbing up a steep cliff. But we love the challenge of rescuing [...]